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Pam Newman Morin's Articles in Business

  • Profit Margins - What Do They Mean?
    Profit Margins - What Do They Mean?
  • What Is The Best Way To Build Your Business
    What Is The Best Way To Build Your Business
  • Knowing The Difference Between An Independent Contractor And Employee
    Knowing The Difference Between An Independent Contractor And Employee
  • Your Profit Margin
    Knowing the numbers in your business can put you into the top group of small business owners. There are so many numbers involved in our business. Three key concepts you need to know are profit margin, working capital, and breakeven point.
  • Small Business - The Myth Of Entrepreneurship
    Small businesses are the life of our communities. So where is the support for our small businesses?
  • Assessing The Value Of Process Documentation
    Process documentation is one of those topics and "jobs" that few of us enjoy doing. However, I've been working with a client who is going through lots of changes (reduction of force, changing of focus, etc) due to the economy and it has really reinforced to me the value of process documentation.
  • Financial Fundamentals: What Every Business Owner Should Know!
    Business owners rarely go into business to deal with the financial aspects of running a business. It's easy to understand why! You are passionate about the products or services you provide and want to focus your time there.
  • Why You Need To Have A Policy For Using Company Assets
    Why You Need To Have A Policy For Using Company Assets. Wondering why you need to have a policy for using company assets? If you don't, trouble could be on your door step. As entrepreneurs, I know we have a million things on our plate; however, if we don't take time to have some foresight, it could come back to penalize us. Does it sound like a personal experience? Yes, yes it is. That's how we learn the best, right?
  • Love What You Do & The Money Will Follow!
    Life is too short to not enjoy what you spend your time doing as a business owner or employee. Be passionate about what you are doing and the money will follow.
  • Cash Is King!
    Managing by the numbers is critical to the success of your business. You need to understand the difference between cash flow and profit and why both impact you. The key is not just doing bookkeeping for others, but doing it for yourself, first and foremost. You need to know where your money is coming from and going to.
  • Demystifying Your Balance Sheet
    Your Balance Sheet is an important financial statement that you should be reviewing monthly. It helps you understand where the business is at for a specific date. It indicates your assets, liabilities and equity and can provide you insights like Return on Assets and Inventory Turnover ratios to ensure you are on target with your industry. Take time to understand what your financial statemetns are telling you about your business.
  • Blazing Your Own Trail
    Technology, onging learning and team mentality are key traits that trail blazers have. Business success is all about the ability to blaze trails and better serve your clients. What are you doing to blaze new trails in your industry? You must embrace technology and incorporate ongoing learning to stay on the leading edge. As well, you can not be everything to your business so surround yourself with those who are just as awesome as you.

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