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Holly Petherbridge's Articles in Credit & Credit Cards

  • A Cash Advance Is Simple To Obtain, But Not A Credit Score
    It should be simple to obtain a free credit score, right? I wish it was. When I went to track my financial situation, I could obtain free copies of the report, but the actual credit score was a different scenario. It is good to know the actual credit score. It would help me determine what financial help would be available to me.
  • Smart Banking May Not Include A Cash Advance
    Smart banking and a full grasp on saving basics will help keep credit card debt and cash advance necessity minimal or possibly non-existent. When you use your accounts to bank smart and grow your finances, the less apt you will be to fall into or fall back into problems.
  • Young Generation's Buying Power - Credit Cards and Cash Advances
    Will young people be the next generation to depend upon cash advances to help cover monthly bills? According to CNW Marketing Research, they are watching a change in how young adults are spending their money. A drop in new home and car purchases impacts the overall economy.
  • Where Is The Value In Cash Advance Or Credit Card Usage?
    How bad do you want it? How much are you going to pay for it? Would you chance a cash advance in order to get it? Thought provoking questions can often times make a person really determine what it is that they find valuable. Money has value, items dug from the earth or fallen from trees do as well.
  • Treating Cash Advances As Revolving Credit Is Harmful To Budgets
    Can cash advances be considered a form of credit? These short-term loans are not credit as in there is no revolving account. What they offer is fast cash based on a signed contract in order to pay the loan in full just a few short weeks later. What are some differences and similarities between credit and short-term loans?
  • Cash Advance Your Only Option? Check Your Credit Report For Errors
    Did you know that a new study by the FTC has reported that 5% of consumers have errors on one or more of the three major credit reports? If you find that for some unknown reason your credit is low and the only cash advance you can obtain is from a direct short-term loan lender, you may want to obtain a free copy of your credit report and find out why.
  • Identity Thieves May Hide Behind Cash Advances or Credit Card Facades
    It isn't groundbreaking news that there are everyday occurrences of fraudulent activities on the Internet when it comes to people trying to steal identities. Hiding behind cash advance lender robes or new employment opportunities, finding anyway to get a person's personal information, people become victims too easily.
  • Past Mistakes Can Improve Credit Without Utilizing Cash Advances
    Sometimes, I feel like puling my hair out every time I have to deal with my credit score not supporting my financial needs. Cash advance would give a few hundred dollars to help pay the bills, but it ultimately would end up hurting me until I know for sure I will have the means to pay it off on time.
  • A Working Budget - Before An Online Cash Advance Was Available
    Have you ever stashed away money for a rainy day? What did you use it on? Was it really raining? Did you ever add money to it so you could secretly start saving up for something special? Were you able to do it?
  • Negative Credit Card Reports Show More Predatory Practices Than Cash Advances
    With all the negative information being reported about the predatory practices used by cash advance and payday loan lenders; it is confusing to read about the tactics credit card companies use without any reference to being predatory themselves. I watched an in depth documentary on credit card tactics from a leading Sunday morning news show. Their report was made up of multiple interviews .
  • Defeat Cash Advance and Credit Card Debt With Your Tax Return
    People are frantically working on their taxes now. The IRS will be working to process refunds as they receive tax returns. It is an important period of time for many. Receiving tax return money may alleviate the need for cash advances or squelch credit card dependency for a while.
  • Cash Advances Online Are A Last Stop For Those Deeply In Debt
    As we see the incline in cash advance applications,financiers are trying to understand the reasons behind why such an incline in short-term loans. Personal finance experts have been concerned about the amount of debt rising in homes for years. The levels of debt have been rising as the amount of money found in savings accounts has been shrinking.
  • Are You Eating Up Your Cash Advance Loans and Credit Card Limits?
    Is your debt piled up with cash advance loans and filled credit cards? More often than not, news worthy stories will be reported about people who are falling further into debt. Negative reports about online cash advances and payday loans are plentiful. Stories about Americans falling deeper into credit card debt are rampant as well.
  • Make Resolutions To Help Solve Cash Advance and Credit Card Debt
    A New Year is like starting over, so why not pay off credit cards, cash advances and work at rebuilding your credit? Take a close look at your financial situation and work at rebuilding your financial future to something which may support your future needs. Don't sweat it if you haven't started yet, a New Year does not have to follow the calendar, start it now!
  • Look For The "Cream of The Crop" Online Cash Advance Lender
    When looking for a cash advance lender, finding one which practices "Best Practices" is always the best approach to finding a short-term lender. A trustworthy online cash advance company will follow these best practices.
  • Use Cash Advances To Avoid Losing Points On Your Credit Score
    Certain financial behaviors could lead to a cash advance online as one of only a few money options. Credit is based on a score which is affected by many financial decisions. For young people who are just starting out and trying to build credit, their inexperience with finances could ruin their credit score before one gets built.
  • Cash Advance Online Offers "Other" Opportunities for Consumers
    It is possible that a cash advance online will help you furnish your home. It could be true if you are going to take the few hundred dollars from your direct cash advance loan and shop the garage sales. Often times, garage sales will sell items to furnish homes. It may take a few weeks and lots of driving around town to find the items you need, they may not even match, but it is possible to furnish your home with a payday loan online.
  • Is A Cash Advance The Best Choice For Your Finances?
    How can you tell if a cash advance online is right for you? You will have to dig down into your budget and find out. The short-term loans are not right for every user. There are people who have fallen deeper into debt by using them. Some budget situations are not set up for success when using cash advance online loans or any other short-term loan.
  • Control Your Need For Cash Advances And Credit Cards
    Cash advances are fast money in a pinch, but they should not be used for just any reason. Getting a cash advance simply to make a credit card payment can cause a domino effect with debt. A short-term loan is just that and should not be used as a means to paying long-term debts.

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