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  • What You Need to Know About Penny Stocks  By : Chris Johansen
    Most investors shy away from penny stocks, and most of the time, with good reason Penny stocks are hard to research, exceptionally volatile, and can drain an account in a matter of minutes with a bad down turn
  • The Easy Way to Buy and Sell Penny Stocks  By : Chris Johansen
    Stocks that trade at low price, usually under $500 a share, off the major stock exchanges are known as penny stocks
  • The Appeal of Penny Stocks  By : Chris Johansen
    Traders use the term penny stocks to describe shares that sell for less than $500 apiece
  • Tips on Purchasing Penny Stocks  By : Chris Johansen
    Savvy online investors are always on the lookout for hot penny stocks Penny stocks, also known as micro- cap stocks are relatively inexpensive stocks bough off market, or over the counter
  • Making An Investment In The Gold Retirement Program To Have A Safe Future  By : Unnah Mitchels
    Having a retirement gold plan can improve the stability of one's retirement portfolio to a certain degree. Taking a look at the historical data of gold prices, we discover that its value normally changes without being affected by other trends such as the status of traditional paper assets. Simply speaking, gold moves in an opposite direction compared to stocks.
  • What to Know About Online Investing  By : Chris Johansen
    Ten years ago, online stock trading was nearly impossible To buy or sell stocks, one needed to work through a brick and mortar broker, who often charged hefty fees for the privilege
  • What to Consider When Investing in Stocks  By : Chris Johansen
    Selecting good stocks requires the investor to consider his or her long and short-term financial goals, research companies and their management practices, and create and implement a strategy to optimize their return on investment Analysts have a number of theories and practices they use to make decisions on whether a stock is a "buy", a "sell" or a "hold"
  • Financial Management: What You Should Know About Stock Market Investments  By : Obinna Heche
    A great deal has already been written about investing in stocks. In fact, so much information exists that it can become overwhelming. What do you need to learn about investing? Read on to find out more.
  • Trading Penny Stocks  By : Chris Johansen
    Penny stocks or micro-lode stocks, are stocks with trading values below $500 a share and with market caps below $200 million
  • Do You Take Your Cash Advance From A Specific Type Of Lender?  By : Holly Petherbridge
    So often, we read about bad credit cash advance loans as an opportunity for desperate borrowers who are looking for fast cash. I guess it is all about point of view. What side you are looking at these loans from? Are you a lender hoping that someone will apply or are you a borrower wishing to get some emergency help?
  • No Escaping Debt When Cash Advances and Credit Cards Are Still In Use  By : Holly Petherbridge
    Escaping debt is on everyone's mind. It would be great if we never needed to obtain a cash advance or payday loan; or have to use emergency credit cards for regular costs. The cost of using third party money is often never addressed when the bottom line monthly payment is the only concern.
  • Judgment Shopping  By : Mark Shapiro
    After you win a judgment and you can't, or don't wish to collect it yourself, or pay a lawyer to attempt to enforce it; you might wish to attempt to sell the judgment. Your judgment isn't like a valuable coin or a car or a house, and judgments can't be exchanged for cash at a credit union or used for collateral on a loan or auctioned off on EBay.
  • Cash-Saving Strategies for Small Business Owners  By : Irish Taylor
    If you're looking for ways to generate huge savings from your business operations then, we suggest you employ the these recommended techniques.
  • Considerations On Picking The Best Individual Retirement Account Firms  By : Unnah Mitchels
    As recent reports show, the Social Security Funds could already be inadequate in the coming years and will likely be completely exhausted over the next decades. For that reason, it is not a great idea to entirely rely on employer-based retirement accounts. Today it is important to check out alternative retirement plans to provide financial assistance to you.
  • How Gold Price Charts Can Show You The Path To Riches  By : Kwok Cheung
    As inflation and interest rates rise, expect to see stocks, bonds, and real estate values continue or begin to fall. Increasing interest rates will not detrimentally influence gold because gold is not interest rate reliant. Quite the contrary, investors worldwide will be increasingly drawn in to gold in a flight to safety as the interest rate reliant possessions fall. We call this reasonable worry, and it will push gold up considerably.
  • Nakheel Is Leasing Its New Mall On Palm Jumeirah And DAMAC Starts New Company For Hotel Apartments  By : Zuber Mohsan
    Nakheel Properties, a master developer of the prestigious Artificial Archipelago in Dubai which is the Palm Jumeirah, has started leasing to retailers the first zone of its new shopping project on Palm Jumeirah, which is indeed divided into four ...
  • Emergency Cash Advance Lenders Do Not Follow Credit Card Aggressive Tactics  By : Holly Petherbridge
    Using a cash advance to relieve financial emergencies is the basis to why short-term loans are so popular. The loan is for a few hundred dollars, it gets deposited quickly and the payoff is meant to keep the borrower form falling into more long-term debt. The harsh part of these short-term loans is that if the full payoff is not completed on the original due date, there is high interest applied to any remaining balance.
  • Getting Real With Cash Advance and Credit Card Debt  By : Holly Petherbridge
    Do you know what your debt is made up of? How much money is owed to an online cash advance or payday loan lender? Does the core of your bad debt consist of multiple credit card balances? In order to get a handle on debt and begin to repair your finances, you need to know the facts about your credit history as well as who it is you owe money to.
  • The Slide To Hyperinflation - Causes And Consequences  By : Goud Silver
    The currency crisis is striking the world economy hard. The risk of hyperinflation is high, which will have severe consequences in the long run. Not only countries such as Greece and Spain are in deep financial trouble, also the rest of Europe, Asia and the U.S. feel this crisis. Banks barely manage to stay out of the red zone. So what does hyperinflation actually mean, what are the main causes and more importantly, what are the consequences?
  • IRS Announces Fees on Health Insurers  By : Tim Jarvis
    On March 1, 2013 the Internal Revenue Service (IRS) issued its proposal to levy fees on health insurance carriers The new fees or excise tax are expected to raise over $100 billion over 10 years beginning in 2014
  • California HSA Health Plans After Health Reform  By : Dennis Jarvis
    We had a big question upon hearing about the streamlined health benefits allowed with California health reform's Metallic Plans especially since they were based on the very rich, Kaiser $30 no deductible copay plan What would happen to HSA's after health reform hits the market in earnest Jan 1st 2014
  • Soem Key Reasons Why a 401K Retirement Plan is a Good Idea  By : Bethany Thomas
    A 401K retirement plan is an excellent method to prepare for financial security in later years Here are a couple good reasons to consider a 401k retirement plan over various other existing plans
  • Take Advantage of Penny Stocks  By : Chris Johansen
    Penny stocks, also known as micro-cap stocks, are not traded on the floor of a traditional exchange, like the New York Stock Exchange or the NASDQ, although the NASDQ does have a small cap market Penny stocks are usually traded on the Over the Counter Bulletin Board (OTC-BB)
  • How Does the Affordable Care Act Deal With Tobacco Use in Texas?  By : Tim Jarvis
    As with any legislation, there are winners and there are losers, and the Affordable Care Act (ACA) is no exception It is safe to say that tobacco users may be one of the biggest losers if ACA is fully implemented as it is currently written
  • Penny Stocks on the NASDQ  By : Chris Johansen
    When discussing penny stocks that are listed on the NASDQ exchange, analysts differentiate between the type of penny stocks sold over the counter and off pink sheets and the penny stocks sold on the NASDQ While the NASDQ penny stocks are riskier than traditional stocks, they are not as risky as the over counter version
  • How Cash Advances Affect Your Credit  By : Rebecca A. Smith
    As credit becomes more and more widely used, a good credit score is becoming increasingly important. As always, good credit is crucial for getting approved for a credit card, car loan, or home loan. However, credit scores have been increasingly used to determine one's qualifications for other things as well, including employment. This makes keeping a high credit score more vital than ever before.
  • Does Lying On A Cash Advance Application Fix Your Finances?  By : Holly Petherbridge
    Have you ever lied on an application? Maybe you added to your income to let a creditor know you could afford the new card. Maybe you told a cash advance company about your employerbut left off the part about being fired. Were you approved? How did this new credit affect your other finances?
  • Gold And Inflation - Differences Between Now and the Weimar Republic  By : Goud Silver
    Currently, our global economy is suffering badly from the currency crisis. Both Europe, Asia and the U.S. are in deep financial trouble and central banks have to intervene constantly in order to keep the economy up and running. What is causing this catastrophe and could this not have been prevented when looking at lessons learned from historical events in the world economy?
  • What Your Personality And A Payday Loan Have In Common  By : Laura J Solomon
    For some, taking out a payday loan may be as simple as needing quick cash for an emergency or unanticipated cost. For others it may be a step towards satisfying that part of our personality that dictates how we handle money. Knowing where the parallels are between us and our money can help us validate feelings and impulses while having a realistic and responsible attitude when it comes to our budget.
  • Learning The 401k Rollover Rules  By : Unnah Mitchels
    According to the 401k roll-over rules, employed people have these choices to pick from: leaving your hard earned cash in your previous employer's program; signing up with the new employer's plan and rolling your money over; Individual Retirement Account option; and cashing out and paying out for the taxes and gains.
  • Penny Stocks A Great Investment  By : Chris Johansen
    Penny stocks are much more volatile than traditional stocks, and investors in penny stocks are taking big risks in hopes of reaping big rewards Analysts who study the penny stock market look closely at a company's liquidity, debt to asset ratio, and industry trends
  • 5 Mental Adjustments To Improve Your Wealth  By : Chia-Li Chien
    Is your head in the game? Get a healthier mindset and get wealthier! Five mindset changes to make if you are interested in growing your business in value, from the owner of The Peaceful Dragon.
  • Child Benefit - Should You Opt Out?  By : Ray Prince
    It is estimated that only around 200,000 people have opted out of receiving child benefit since the government announced the new rules. This probably leaves around one million people who are very likely to be hit by the 'high income child benefit charge'. As the vast majority of our clients earn well in excess of the earnings figures discussed below, this is an issue that will affect many
  • Learning the Idea Of A Retirement Gold Plan  By : Unnah Mitchels
    When people are preparing for old age, they stick to various investment portfolios which includes gold retirement plans. There are actually people that make an investment in stock market, annuities, and bonds and savings. Some people invest in one or all the above mentioned portfolios. The particular choice solely depends on a person's taste.
  • Bonds With Higher Interest Rates Come With Higher Risks  By : Shane Flait
    Retirees seek interest income either directly from bonds they own or from income funds invested in bonds. But investments that pay higher rates of interest do so because they present higher risks. Let's review how this works...
  • Penny Stock Trading  By : Chris Johansen
    Investors use the term penny stocks to describe high risk stocks that trade for less than $500 a share
  • Guidelines Issued to Clarify Preventative Care Benefits For Texas Health  By : Tim Jarvis
    Since passage of the Affordable Care Act (ACA) in March 2010, the addition of preventative care benefits has been one of the principal selling points of the new law However, the expectations of consumers did not match the benefits provided by Texas health insurance carriers
  • How A Financial Planner Can Make Early Retirement Possible  By : Scott Harris
    Planning for an early retirement is not easy. It requires more than simply saving as much money as possible each month. Early retirement is only really possible through smart investing, good budgeting and knowledge of the financial markets. Few individuals outside of the financial industry have the knowledge necessary in order to enact an effective plan that will put retirement into reach 10 or 20 years early.
  • Penny Stock Investing  By : Chris Johansen
    Finding unbiased and comprehensive information about micro lode or penny stocks can be a challenge These stocks are often not discussed in the major financial papers or on any of the financial news networks
  • Online Trading and the Investor  By : Chris Johansen
    On-line trading is an affordable way to manage your stock portfolio Until recently, most investments were handled through brokers and their firms, which provided their clients with expert advice and research
  • The Press Release Said What About A Cash Advance?  By : Holly Petherbridge
    I may understand the pros and cons of a cash advance better than some people, but one thing I would hope that everyone would know is that one of these short-term loans is not an answer to extra spending. It's not that I think of myself as climbing up on a soap box in order to preach to people about finances, but… some things need a response.
  • Foreclosures and Short-Sales Put Credit At Risk Save Cash Advances  By : Holly Petherbridge
    Credit scores are calculated by secret algorithms mixed with all the complexities of managing money which makes the final score a challenge to fully understand. Once there are problems reported to credit bureaus getting help becomes a challenge. Short -term loans like cash advances are an exception to this since there is no credit check to determine loan approval status.
  • Microcap Stocks  By : Chris Johansen
    When investors talk about penny stocks, they are using the street name for microcap stocks, stocks that trade at a value of below $500 a share
  • Online Brokers  By : Chris Johansen
    Many years ago, when an individual was ready to invest in the stock market, he or she would have to place a phone call to or visit his or her broker at a brick and mortar investment bank or brokerage account Over the last decade, do it yourself brokerage firms and platforms have exploded
  • Online Investment Services  By : Chris Johansen
    Before the internet was available to almost everyone, potential investors needed to visit and work with a traditional brick and mortar, storefront brokerage firm, which often charged their customers hefty fees for the privilege of watching and managing their money, design an investment strategy and helping them grow and sustain their wealth
  • Protect Your Retirement Plan With The Gold Individual Retirement Account  By : Unnah Mitchels
    Regardless if you are still many years away from your age of retirement, or are by now close to it, getting ready for a secure retirement should be a part of your plan. It is true that old age will certainly happen in everybody's life, but what's important is how well you invest for your future, especially when you're old, and have ended the career you had.
  • The Specific Traits and Advantages of Auto Finance Lead  By : Matthew Barredo
    Dealers and lead buyers are always in look for standard auto finance lead opportunities so that they can make both money and name in business. However, it is not desirable to give unwarranted time in letting a conversion happen. A quick action can let the transformation of a lead to a deal take place with success.
  • Making Investments In Gold 401k  By : Unnah Mitchels
    Without a doubt, you've heard and witnessed a few of the enthusiasm about gold assets. Surely you've considered whether it's all hype or whether or not you need to be giving sincere thought to preserving some of your pension investment to gold. Below, we make a thorough analysis on why you should consider broadening your retirement assets using gold, how you can do so, and what types of gold are permitted.
  • Discover The Benefits Of Peer To Peer Lending For Short Term Finance Emergencies  By : Eric D Kyle
    Find out if a peer to peer loan may be the best option for you to secure a short term advance. What types of borrowers need peer to peer finance loans and where to apply for a social lending platform loan.
  • Owner Financing - Is It A Good Idea?  By : Casey Hicks
    Just as a bank, the seller takes on the task of financing the property to the seller. The seller will get monthly payments from the buyer just like the buyer is making the payments to a bank
  • Move Over Cash Advances, A Credit Card Company Is Starting A New Trend  By : Holly Petherbridge
    I often read an article about payday loans and cash advances which pushes my buttons in a negative way. I also get discouraged by the credit card companies which get away with predatory lending and no one stopping them from targeting new customers. But, alas, I will confess; I watched a television commercial from a leading major credit card company this weekend that made me smile.
  • Know Your Dividends  By : Chris Johansen
    Dividend stocks are a good way to build long term, sustainable wealth A dividend is simply a cash payment made to stockholders once the company begins to turn a profit
  • Knowing Hot Stock Picks  By : Chris Johansen
    Whether you have a long-term investment strategy, designed to help you create, build, and maintain wealth, or you are a high risk investors looking to buy and sell high volumes of penny stock over the short term, you are always on the lookout for hot stock picks While long-term investors prepare for the inevitable up and down turns of the market, penny stock investors are looking to buy and sell their stock quickly, they are all looking for companies to do well
  • Long-Term Investment  By : Chris Johansen
    In general, as long as the company in which you have invested is sound, your long-term investment strategy should reap dividends over the long haul The key to solid investment strategy is to keep your long-term goal and growth in mind
  • Knowing What Stock to Buy  By : Chris Johansen
    Finding cheap and affordable stock takes a little legwork, some research, and a lot of patience Exploring affordable stocks, undervalued stock, and penny stocks opens up your investing strategy for a completely new type of investment
  • Federal Poverty Level and California Health Insurance  By : Dennis Jarvis
    When we first learned that the Federal Poverty Level or FPL would tie in directly to how much California health insurance would cost, we had only an inkling of what the numbers were Many people have no idea what the Federal Poverty Levels are but that's about to change with the advent of the Health Exchange in 2014
  • Investing in Penny Stocks  By : Chris Johansen
    The term "penny stock" refers to a type of stock that generally trades below $500 a share
  • How to Buy Stocks  By : Chris Johansen
    A stock represents a share in any company Companies issue stock as a way to raise capital without guaranteeing payments to creditors and interest rates
  • Identifying Hot Penny Stocks  By : Chris Johansen
    When the financial news networks cover the stock market, they tend to focus on the stocks traded on the major stock exchanges, like the New York Stock Exchange, the NASDQ, The London Stock Exchange and the Japanese Nikkei For many investors, these traditional stocks, and the heft brokerage fees and the long waiting time in order to see a profit are not appealing
  • Opt For IRA Accounts to Plan For Retirement Living  By : Bethany Thomas
    Individual Retirement accounts are amongst the most efficient ways to plan and save for your retirement living, over a period of numerous years leading up to the event They're designed for men and women who're able to save a regular amount of income every month, which can then be put into any of the investments which are allowed beneath the regulations of the system
  • Investing in 2013  By : Chris Johansen
    Long-term investors want to pay close attention to a company's earnings, liquidity, debts and assets in order to develop and implement an investment strategy to meet his or her long and short term financial goals Investors in the penny stock market generally have more short term goals, but they should pay attention to the same financial information
  • Identifying Investment Opportunities  By : Chris Johansen
    Smaller and new companies and companies that have challenges in the areas of earnings, sales, debt and liquidity often offer penny stocks Penny stock is the term used to describe stocks not generally traded on the major markets and which trade for less than $5
  • The Haves (Health Insurance Subsidies) and the Have Nots of the California Health Exchange  By : Dennis Jarvis
    There's soon to be a new dichotomy in California based on income but it's a reversal of the usual split and it will be arriving with a clamor Jan 1st, 2014 when Health Reform makes its entrance in earnest The availability of health insurance subsidies based on income levels will have a huge impact on what Californians can expect to pay
  • Many Approaches to Workers Compensation Insurance in California  By : Dennis Jarvis
    The State of California has a long and diversified history on the subject of Workers Compensation insurance Can you believe that originally the laws passed in the first half of the 1900's required the employee to show the Employer's negligence to receive compensation for a claim sustained at the workplace
  • Investing in Stocks  By : Chris Johansen
    The purpose of stock is to facilitate the exchange of securities and capital between buyers and sellers By creating a stock market, the risk to individual investors is lessened because it spread out over a number of investors
  • Assessing Personal Bankruptcy  By : Steven Magill
    While bankruptcies could be a product of bad financial habits, none really want it to happen. It is then really unfair to judge personal bankruptcies as foolishness as this could be a product of different converging factors which are completely unintentional as well as unfortunate. Circumstances like a job loss or a divorce can rapidly bring you to a financial standstill where the only solution is bankruptcy.
  • Avoiding A Financial Pitfall In An Auto Title Loan  By : Laura J Solomon
    While payday loans and cash advances offer amounts ranging from $100-$1,000, auto title loans give the consumer the option to borrow as much as $5,000 to $10,000. That's a great deal of money when you only have one to three months to pay it back. Buyers beware: when thinking about taking out a high-risk auto title loan, consider the financial pitfalls before you sign on the dotted line.
  • Online Cash Advances Tempt New Parents: Some UK Lenders Banked On It  By : Holly Petherbridge
    There were payday loan and online cash advance companies in the UK setting their sights on parents of small children. It was recently revealed that there were advertisements for short-term loans found on children's television channels broadcast the past two years. Between November of 2010 and the end of October of 2012 this company spent a large amount of money advertising in between some of the more popular preschool children's shows.
  • Fundraising Ideas For School PTAs  By : Julia Worthington
    Fundraising consultant Julia Worthington explains how diversification can be an important fundraising strategy, especially for school PTAs looking for new ways of raising funds beyond tapping the usual suspects constantly for the usual raffle tickets, and baking.
  • Why Making A Retirement Precious Metals Account Makes Good Sense For Your Future  By : Kwok Cheung
    As we said previously, in the past conventional wisdom adored gold and silver. Today's investors just quit adoring platinum relatively recently, in favor of the stock market bubble, the realty bubble, and the huge run-up in bonds since 1980.
  • If You Take Out An Auto Title Loan Are You A Good Employee?  By : Laura J Solomon
    Employers in the financial sector, or other areas where money is involved, turn to credit reports to predict if an employee will commit fraud or not. If an employee has access to money and is found to be in debt, the temptation to commit fraud or theft may be greater for that person. There is no evidence, though, that a person's credit score can predict the possibility of theft or counter-productivity at work.
  • Omit Cash Advance and Credit Card Debt and Build Your Wealth  By : Holly Petherbridge
    Being wealthy is a great dream for most of us who live paycheck to paycheck. Wouldn't it be nice to not have to worry about whether or not you'll have enough funds till the next payday? Imagine not needing to apply for a fast short-term loan from a cash advance lender, but rather wonder what vacation you might venture upon? Things don't happen over night.
  • It's Time To Start A Budget!  By : Henry Goudreau, CSL
    This article explains the needs for budgetnd the obstacles a business owner must overcome in order to perfect their busgeting skills.
  • Auto Title Loans And Rent-To-Own Centers: What's Better?  By : Laura J Solomon
    What is the best way to go when wanting to make a large purchase? An auto title loan that potentially puts your car at risk of being repossessed or renting-own-own which could send you into payment pandemonium? Either way, you may be setting yourself up for a financial dilemma if you can't afford to make payments on your newly acquired merchandise.
  • How Can I Get A Cash Advance? Start With Finding A Lender  By : Holly Petherbridge
    Payday loans and cash advances continue to be a highly demanded service. People continue to struggle living paycheck to paycheck and the direct lender profits. These small loans are not new to our society in fact, they have been around for many years in one form or another. State regulations continue to press for stronger regulations with little results.
  • Pay Off Cash Advances Or Build Up The Savings - Who's On First?  By : Holly Petherbridge
    Do I build my savings account first? Pay off my cash advances and credit card debt first? Or do I do both simultaneously? I only have so much leftover available income to do anything extra, what are my options? Depending on who you talk to, you will get different answers. Listen to all who have something to share, and then make the right decision based on your financial situation.
  • Study The Practices and Policies Of A Cash Advance Lender  By : Holly Petherbridge
    What kind of lender would approve multiple cash advance applications simultaneously? An aggressive one that follows poor practice policies. Loaning money to individuals while banking on the fact that trouble will arise in the payoff is bad business practices.
  • The Benefits Of A Debt Management Plan  By : Melisa Hetherington
    If you are in debt you probably need a debt management plan to get you out of that situation before it gets worse. Service providers offering debt relief plans can assist you to get back on track.
  • Good Investment Stocks  By : Chris Johansen
    Long term investors have designed a stock portfolio and investment strategy that can weather the ups and downs of the stock market on a daily, weekly, monthly, and even yearly basis Their diverse portfolio assures them that they can cover any losses and that their newly accumulated wealth will grow over time
  • Update to Anthem Blue Cross Feb 1st 2013 Rate Increase  By : Dennis Jarvis
    Update on Anthem Blue Cross of California 2/1/2013 Rate Increase

    We have an update regarding the Feb 1st 2013 rate increase filed by Anthem Blue Cross of California The carrier has negotiated with the California Department of Insurance and filed a reduced increase
  • California Releases the Health Exchange Benefit Plans  By : Dennis Jarvis
    This is the first part of a two-piece delivery from the State of California in terms of what to expect for the much anticipated (for us, at least) California health insurance plan options available Jan 1st The State just released the final versions of the plans available to California residents for both individual and small group markets
  • The Individual Mandate For Individual Arizona Health Insurance  By : Walter Jarvis
    One of the most controversial provisions of the Affordable Care Act (Obamacare) is a mandate for most individuals to have health insurance beginning in 2014, or potentially pay penalty for not getting it Individuals will be required to maintain minimum essential coverage both for themselves and their family members
  • Texas Health Insurance Subsidies Available in 2014  By : Tim Jarvis
    Health Insurance Subsidies Available in 2014

    Effective January 1, 2014 millions of consumers who qualify will be eligible for premium assistance as part of the Affordable Care Act (ACA) Individuals and families who meet defined income requirements will be able to receive premium subsidies and financial assistance for out-of-pocket expenses
  • The Strange Case of the Financial Ombudsman Service (FOS)  By : Brian Bloch
    The Financial Ombudsman Service (FOS) is a body that investigates financial complaints about regulated firms and can award compensation of up to 150 000. Yet, it is characterised as much by complaints about it, as by those made to it.
  • Struggling Families Find Solace With Cash Advances  By : Holly Petherbridge
    Struggling families tend to find some solace in the low cost cash advance easy application process. Often times, these short-term loans are used to help fill the gap before the next paycheck. When it comes to deciding between gas in the car or a family member's drug prescription, there doesn't have to be a choice. Fast money will help those emergency financial crunch times.
  • Are There Parallels Between the 1929 and the 2007 Financial Crashes?  By : Adam Given-Wilson
    America's Wall Street Crash started in October 1929 after the Roaring Twenties economic "bubble" popped. It was the biggest slump in US history and resulted in the "Great Depression".
  • Credit Checks: Cash Advance Lenders Won't Do What Some Employers Will  By : Holly Petherbridge
    Employment is necessary for a cash advance, but what happens when good credit is needed to be employed? There are employers who will look into an applicant's credit history during the hiring process. This is not a practice that all employers do, but it is a practice for many. Of course, they cannot check credit behind a person's back, the applicant must give permission.
  • Women's Finances: A Cash Advance Role May Provide A Bridge To Success  By : Holly Petherbridge
    Many women take on the responsibility of household finances. A PEW study found that more single young women utilize cash advances and payday loans, but that need not be the case in the future. As women sink into their role and learn aspects of long-term financial planning, there may not need to be such a dependency on the short-term loans. Not everyone lives paycheck to paycheck. It is a lifestyle which is not set in stone.
  • A Cash Advance Will Support The Building Of A New Budget  By : Holly Petherbridge
    Creating a good working budget is a great way to keep your income from being used for cash advance fees or credit card interest. It is easier said than done unless you have a good concept of money. Some people with this knowledge still fail because they do not have a handle on spending. People with a handle on spending and can budget well may still fall into trouble with finances due to emergency costs. Do you see where I am going with this?
  • Don't Judge A Cash Advance By It's Cover  By : Holly Petherbridge
    When it comes to short-term loans, there are crucial pieces of information you want to know firsthand. Online payday loans and cash advances are attractive money solutionsbecause of their no credit check applications. These fast money opportunities are easy to apply for via computer, laptop, tablet or smartphone.
  • A Cash Advance Will Support Finances During A Move  By : Holly Petherbridge
    Being financially savvy during a move may include a few credit cards or taking out a cash advance online in order to cover some of the extra start-up costs which a new place may entail. It may seem like a juggling act, but trying to find a new apartment will put a bit of stress on your budget without a few months to prepare for the extra costs.
  • Finding Family Fun Without Cash Advances and Credit Card Dependency  By : Holly Petherbridge
    Cutting back… cutting back… cutting back… a constant reminder of what needs to be done at a grander scale without any excuses. How do we survive from paycheck to paycheck without endlessly hanging on to cash advances opportunities or filling up those dreaded credit cards? The obvious answer it to continue to cut back on all those extras.
  • Can A Car Title Loan Get Me To The Super Bowl?  By : Laura J Solomon
    A short-term car title loan can get you up to $5000 based on the value and equity of your car. There are no credit checks so your chances of getting approved are pretty good as long as you own your car outright, have the pink slip to prove it, have a checking account with direct deposit, have a steady job and make the minimum monthly income required by the lender.
  • Keep Your Wallet Trim and Your Cash Advance And Credit Card Debt Out  By : Holly Petherbridge
    A thin wallet is not necessarily the sign of a poor owner, but smart one. Carrying too much stuff packed into a small organizer is a good sign of someone who is not financially organized. It is also an easy target on a crowded street. In this day and age of online banking, credit cards, cash advances and debit cards, the potential loss or having a wallet stolen is a good reason to limit what kinds of items are kept within the leather folds.
  • Opportunity Does Not Make A Cash Advance The Best Financial Ride  By : Holly Petherbridge
    Does your affordability level include a lump sum payment for an online cash advance, payday loan or car title loan? If one paycheck will not cover the cost of the loan plus fees, then you should really think twice about using a short-term loan.
  • The Only Constant In Our Finances Is Change  By : Ozeme J Bonnette
    We may look at change as a bad thing at times. It changes our routine and throws us off balance. But, in actuality, changes in our life should not come as a surprise. They should be expected. Financial changes may come our way at any given moment. Our challenge is to be able to withstand the change and go with the new flow.
  • Overview of Health Exchange For Texas  By : Tim Jarvis
    Texas Health Insurance Exchange Overview

    Effective January 1, 2014 health insurance exchanges will begin to provide health insurance coverage options for consumers A health insurance exchange is not a health insurance carrier but an inventory of standardized plans that are subject to government regulations
  • CalCobra Extension  By : Dennis Jarvis
    When to take the Cal Cobra Extension

    Unfortunately, there's been a lot of questions we have fielded on California Cobra over the past 5 years due to the economy For a quick recap, Cobra in continuation of group health insurance loses group health insurance either voluntarily or due to termination
  • How Can Exercise And A Healthy Lifestyle Help You Avoid A Car Title Loan  By : Laura J Solomon
    Over 60% of the American population is overweight. Many people think that joining a gym, hiring a trainer or purchasing workout equipment for their home is going to drain their finances or send them to a car title loan lender for extra cash. Have you considered how being overweight can wreak havoc on your finances as well as putting your health in jeopardy?
  • Should I Or Shouldn't I Use Online Cash Advances Or Credit Cards?  By : Holly Petherbridge
    Should you or should you not use your credit card, a payday loan or online cash advances in order to make that extra purchase? Ideally it will be up to you since you don't have to answer to anyone but yourself as to where the money goes. Maybe you have to answer to a spouse or another family member, but the companies providing this cash will not care what the purchase is for, only that you pay it back.

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